Best US States To Retire In

Retirement is more than a milestone; it’s an adventure waiting to unfold in new settings filled with opportunities. Many people dream of spending their golden years in locations tailored to their desires, whether seeking a peaceful town or a vibrant city.

Choosing the right state for retirement involves considering key factors such as cost of living, climate, healthcare, and lifestyle amenities. The United States offers a diverse range of states that cater to different preferences, ensuring that everyone can find a place where they feel at home. Whether one is drawn to the coastlines, mountains, or vibrant urban areas, there is a perfect retirement spot waiting.

Florida

Our Rating: 9.3/10

Florida stands out as an ideal retirement spot. With its sunny weather, endless beaches like Miami Beach, and natural beauty, it offers retirees a vibrant lifestyle. Spend mornings exploring the Everglades, where wildlife and adventure await. Afternoons can be filled with cultural experiences in cities like Orlando, home to world-class museums and galleries.

Evenings in Florida offer exciting dining opportunities, from fresh seafood to Cuban-inspired dishes. Golf enthusiasts will find courses aplenty, from luxurious resorts to local gems. Enjoying Florida is as easy as a walk on its sandy shores or a visit to its lively music festivals. Whether it’s relaxation or adventure, Florida has it all.

Arizona

Our Rating: 6.8/10

Arizona is a retirement haven with sunny skies and warm weather year-round. It’s a place where the desert landscape meets luxury resorts and spas, providing endless relaxation.

In cities like Scottsdale, retirees can enjoy world-class golf courses surrounded by breathtaking desert views. Hiking enthusiasts can explore trails in places like the Grand Canyon and Sedona, offering stunning natural beauty. Tucson adds a splash of art and culture with its lively festivals and vibrant local markets. Arizona offers retirees plenty to see and do, creating a diverse and enriching environment for all.

Alaska

Our Rating: 6.8/10

Alaska offers stunning natural beauty, with its breathtaking landscapes and vast wilderness. Retirees can explore Denali National Park, home to North America’s tallest peak, where hiking and wildlife watching are unforgettable experiences.

The state is a paradise for fishing enthusiasts. Anglers flock to its rivers and coastal waters to catch salmon and halibut. Alaska’s unique cultural experiences, including indigenous art and festivals, add a rich layer to retirement life. Cozy up during the long winter nights under the Northern Lights, a spectacular natural phenomenon that lights up the dark skies.

New Hampshire

Our Rating: 8.5/10

New Hampshire is known for its striking natural beauty and outdoor adventures. With the White Mountains offering stunning hiking trails, it’s a haven for nature lovers. Walking through the vibrant fall foliage is a must-see experience.

Residents enjoy charming small towns full of local shops and restaurants. There’s always something new to explore, from farmers markets to festivals. Cultural enthusiasts can visit art galleries and museums that showcase the region’s talent and history. Winter sports are a big draw here. Skiing and snowboarding on well-groomed slopes provide fun and excitement. The state’s blend of scenic landscapes and rich local culture makes it a prime retirement spot.

Wyoming

Our Rating: 9.5/10

Wyoming stands out as a gem for retirees seeking adventure and peace. With its no state income tax and low property taxes, financial comfort is a big draw. Its wide-open spaces offer stunning landscapes like Yellowstone and Grand Teton National Parks.

Outdoor lovers can hike, fish, and explore serene trails. In winter, the snowy mountains transform into hubs for skiing and snowboarding. The clean air and safe communities add to the appeal. Enjoy a relaxed pace of life while staying active and surrounded by nature. Residents can engage in community events and local markets, fostering a strong sense of belonging.

Colorado

Our Rating: 8.9/10

Colorado captivates retirees with its stunning landscapes and vibrant outdoor lifestyle. In Eagle, adventurers can enjoy skiing in the Rocky Mountains or hiking scenic trails. Towns like Boulder offer a lively arts scene along with numerous farmers’ markets.

The state’s warm climate and breathtaking views make it ideal for exploring national parks. Mesa Verde National Park offers glimpses into ancient civilizations with its well-preserved cliff dwellings. Meanwhile, Denver’s bustling city life presents ample tour opportunities, including exciting culinary experiences in renowned restaurants. Beyond its natural beauty, Colorado provides retirees with a comfortable living environment. The state has excellent healthcare facilities and low rates of social isolation, ensuring a fulfilling retirement experience.

Minnesota

Our Rating: 8.5/10

Minnesota is a vibrant place for retirees looking for adventure and relaxation. Known for its stunning landscapes, it offers endless outdoor fun. Lake activities abound, from fishing to kayaking, allowing nature lovers to thrive. In the Twin Cities, cultural attractions and eateries are plentiful. The music scene in Minneapolis is bustling, while museums and theaters offer artistic delights.

For those who enjoy winter sports, Minnesota’s snowy terrain provides exciting opportunities. Skiing and snowshoeing create a winter wonderland experience. Plus, the state’s well-maintained parks and trails make hiking and biking accessible for all. Whether seeking nature or city life, Minnesota captures the essence of a fulfilling and active retirement.

Pennsylvania

Our Rating: 8.3/10

Pennsylvania offers retirees a mix of scenic landscapes and charming small towns. From the rolling hills of Amish country to bustling yet welcoming cities like Pittsburgh and Philadelphia, there’s something for everyone. For the outdoor enthusiast, hiking trails in the Pocono Mountains provide breathtaking views. Those looking for leisurely strolls and quaint shopping will enjoy the boutique-lined streets of towns like Gettysburg and New Hope.

Cultural aficionados can explore the rich history at Independence Hall or enjoy performances at the iconic Kimmel Center. With tax benefits that are friendly to retirees, Pennsylvania combines affordability with a sense of community, making it a desirable state to call home during the golden years.

South Dakota

Our Rating: 8.5/10

South Dakota stands out as a top retirement choice. Its affordable living and wide-open spaces are perfect for those seeking a peaceful retreat. The state is a haven for outdoor enthusiasts. Badlands National Park offers breathtaking hikes with stunning rock formations and sweeping views. Custer State Park is another gem, where visitors can spot bison and enjoy scenic drives through rolling hills.

For those interested in history and culture, Deadwood is a must-visit. It’s a town rich with Wild West history and offers charming casinos and museums. Mount Rushmore, with its iconic presidential carvings, is also within reach.

Vermont

Our Rating: 7.5/10

Vermont offers a charming mix of natural beauty and cultural vitality. Nestled among the Green Mountains, this state is a paradise for outdoor enthusiasts. Residents can hike scenic trails during the vibrant fall foliage or enjoy crisp winter days skiing on pristine slopes.

The state also boasts a lively arts scene, making it ideal for those who relish cultural activities. Burlington, with its galleries and music festivals, is a hub for creative minds. Throughout the year, local artisans showcase their crafts at vibrant markets, providing endless opportunities to explore unique creations. If you love a slower pace of life, Vermont’s quaint small towns offer the perfect escape.

North Dakota

Our Rating: 8.3/10

North Dakota provides retirees with serene landscapes and welcoming communities. Known for its relaxed pace and affordability, it’s an enticing choice for retirement. Retirees can explore Theodore Roosevelt National Park, where the rugged beauty of the Badlands meets stunning wildlife. Scenic drives and leisurely hikes offer endless opportunities to enjoy nature’s splendor.

In the winter, the snowy landscapes transform North Dakota into a wonderland for skiing and snowmobiling enthusiasts. With a blend of peaceful living and inviting outdoor adventures, it’s a hidden gem for those looking to retire in comfort and style.

Rhode Island

Our Rating: 6.5/10

Rhode Island may be small, but it is full of charm. The coastline offers endless opportunities for scenic drives and beach outings. Visitors can explore the stunning cliffs of Newport, where the ocean waves crash dramatically against rocky shores. Providence, the state’s capital, mixes historical sites with vibrant art scenes. Retirees can stroll through Waterplace Park, enjoying river views and exploring local shops and cafes.

For history buffs, Rhode Island offers well-preserved colonial architecture. Explore sites like the Breakers and find yourself stepping back in time. The state hosts numerous festivals and events throughout the year, ensuring that there is always something happening to keep life exciting in the Ocean State.

Hawaii

Our Rating: 9.5/10

Hawaii is a retiree’s paradise, offering an ideal blend of relaxation and adventure. The islands boast stunning beaches where the sound of waves is a soothing backdrop to daily life. Snorkeling and surfing are popular choices, letting visitors explore vibrant marine life or ride the Pacific’s famous waves.

For those who prefer land-based activities, the lush hiking trails of Hawaii’s iconic volcanoes offer breathtaking views. Travelers can wander through tropical rainforests or climb to the summit of a dormant volcano. Each pathway reveals Hawaii’s rich and diverse landscapes. Local cuisine resonates with the flavors of fresh seafood and exotic fruits, making every meal a culinary adventure. Enjoy dining with a view of a dramatic sunset.

Indiana

Our Rating: 7.5/10

Indiana offers a mix of vibrant city life and serene natural landscapes. In Indianapolis, retirees can enjoy cultural hotspots like the Indianapolis Museum of Art. For motorsport fans, the famous Indianapolis Motor Speedway promises thrilling experiences with its high-speed races.

Nature lovers will find solace in the beautiful landscapes of Brown County State Park. With its sprawling hills and picturesque trails, it’s perfect for hiking and photography. Fishing and kayaking on Lake Monroe offer peaceful outdoor relaxation. Smaller towns such as Bloomington are home to lively arts scenes and diverse dining options. With museums, theaters, and local markets, there’s always something happening.

Iowa

Our Rating: 8.2/10

Iowa offers a warm welcome to retirees with its affordable cost of living and friendly communities. Stroll through vibrant farmers’ markets, bursting with fresh produce. Explore the scenic beauty along the numerous hiking trails that thread through lush parks.

The state’s charming small-town vibe is perfect for a laid-back lifestyle. Visit locally-owned diners for hearty breakfasts, or enjoy peaceful afternoons fishing by serene lakes. Iowa is adorned with rolling hills and open spaces that invite leisurely drives, providing endless opportunities to discover quaint towns and hidden gems.

Kansas

Our Rating: 8.6/10

Kansas offers retirees a delightful blend of affordability and vibrant living. Imagine long drives along scenic byways that reveal sprawling fields and breathtaking sunsets. Nature lovers can spend days exploring the state’s 67 parks, each filled with picturesque landscapes and rich wildlife.

For those seeking community, Kansas boasts spirited local festivals and friendly towns. A lively arts scene in its cities invites exploration. Museums, galleries, and theaters provide endless entertainment. Whether enjoying quiet strolls in charming towns or joining in town dances and parades, there is something for everyone to enjoy in Kansas.

Maryland

Our Rating: 7.5/10

Maryland is a delightful place for retirees seeking charm and variety. Known for its stunning Chesapeake Bay, the state offers endless boating adventures and the freshest seafood experiences. The historic streets of Annapolis invite exploration, with their cozy cafes and unique shops.

Nature lovers can immerse themselves in scenic trails in Patapsco Valley State Park. For those who appreciate culture, the Baltimore Museum of Art showcases incredible collections. Maryland strikes a balance between urban excitement and peaceful landscapes, making it a versatile state for retirement living.

Massachusetts

Our Rating: 7.5/10

Massachusetts offers retirees a blend of historical charm and natural beauty. In Boston, the Freedom Trail takes you through a journey of the American Revolution, with vibrant scenes and iconic spots. Walking its path, visitors get glimpses of the city’s storied past in 16 distinct locations.

The Cape Cod region enchants with its sandy beaches and quaint villages. Retirees can enjoy leisurely days exploring art galleries or soaking up the sun on pristine shorelines. The scenic bike trails are perfect for outdoor enthusiasts, offering picturesque views that change with the seasons. Western Massachusetts invites exploration with enchanting forests and the lively arts scene in the Berkshires.

Virginia Beach, VA

Our Rating: 8.8/10

Virginia Beach offers more than just sandy shores and ocean views. It’s a vibrant city that invites retirees to embrace outdoor living. The famous boardwalk stretches three miles and is perfect for strolls or bike rides. Sunrises over the Atlantic Ocean paint a breathtaking view every morning.

For those who love nature, the Back Bay National Wildlife Refuge offers trails through coastal landscapes, revealing a diverse ecosystem. Kayaking and birdwatching are popular activities here. Virginia Beach also boasts a friendly, laid-back community. Local events and festivals enliven the city year-round. Retirees can dive into the cultural scene, which features local art, music, and delicious seafood served fresh from the ocean.

Naples, FL

Our Rating: 9.5/10

Naples, Florida, shines as a jewel on the Gulf Coast, offering retirees a vibrant and peaceful setting. Known for its stunning beaches, Naples provides plenty of opportunities for sunbathing, swimming, and enjoying sunsets over the ocean. Golf enthusiasts find paradise here, with numerous top-notch courses offering lush greens and challenging play. The city is also a cultural hub, featuring art galleries and theaters that enrich the local scene.

For those who love dining, Naples does not disappoint. With a range of coastal seafood and high-end restaurants, there’s a culinary delight for every palate. The city’s shopping destinations, like Fifth Avenue South, add to the allure with unique boutiques and luxury shops.

Sarasota, FL

Our Rating: 8.7/10

Sarasota, nestled on Florida’s lovely Gulf Coast, offers retirees a paradise filled with exciting activities. Stroll along the stunning beaches like Siesta Key, with sands as fine as powdered sugar. The sunsets here paint the sky in breathtaking hues. For those who enjoy the arts, Sarasota boasts world-class theaters and art galleries. The Ringling Museum stands out with its impressive collection, inviting visitors to explore a variety of exhibits.

Nature lovers can explore the lush Marie Selby Botanical Gardens, where tropical plants create an enchanting environment. Meanwhile, golfers can enjoy pristine courses with challenging holes and crisp greens. Sarasota is a place where relaxation and adventure harmonize seamlessly.

Boise, ID

Our Rating: 8.2/10

Boise, Idaho, shines as a great place to retire with its blend of urban charm and natural beauty. The city’s lively cultural scene includes art galleries, theaters, and live music venues. People can explore the Boise River Greenbelt, a scenic pathway perfect for walking or cycling alongside the river.

Outdoor lovers will find plenty to do with skiing at nearby Bogus Basin in the winter and hiking in the foothills during warmer months. A visit to the historic Old Idaho Penitentiary offers a peek into the past with exciting guided tours. Boise also keeps things fresh and fun with its farmer’s markets and local festivals, making it a favorite for retirees looking for a rich, active lifestyle.

Raleigh, NC

Our Rating: 8.5/10

Raleigh, North Carolina, is a vibrant city that offers an enticing mix of culture and nature, perfect for retirees. The area is known for its lush parks and numerous hiking trails, making it a haven for those who love the outdoors.

With its engaging museums and historic sites, Raleigh encourages exploration. The North Carolina Museum of Art and the Marbles Kids Museum can provide hours of entertainment and learning. For music lovers, live performances at Red Hat Amphitheater bring a lively atmosphere to the city. Raleigh’s diverse dining scene gives a taste of Southern hospitality mixed with international flavors. Farmers markets and food festivals ensure there’s always something delicious to explore and enjoy.

Jacksonville, FL

Our Rating: 9.2/10

Jacksonville, FL, stands out as a dynamic spot for retirees seeking sunshine and vibrant city life. With its miles of stunning beaches, retirees can enjoy sunbathing, swimming, or simply taking long walks by the ocean. The city’s bustling downtown area offers a lively arts and culture scene, featuring museums, galleries, and theaters that are perfect for those who love creativity.

Outdoor enthusiasts will love Jacksonville’s numerous parks and natural reserves. Activities like hiking, bird watching, and fishing are popular among locals and visitors alike. Retirees can also explore the St. Johns River, taking scenic boat rides or enjoying the breathtaking sunsets reflecting on the water. With its mild climate and lively atmosphere, Jacksonville offers a mix of relaxation and adventure.

Washington D.C.

Our Rating: 8.5/10

Washington D.C., the capital of the United States, offers a unique blend of history and culture perfect for retirees. Stroll along the National Mall, where iconic landmarks like the Lincoln Memorial and Washington Monument punctuate the skyline. With free admission, the Smithsonian museums are a haven of history, art, and science exploration.

The city’s vibrant arts scene includes the Kennedy Center, known for its world-class performances. Culinary delights await in neighborhoods like Georgetown and Dupont Circle, famous for their eclectic eateries and cafes. Outdoor enthusiasts will enjoy Rock Creek Park, a green oasis for walking, biking, or simply unwinding. Washington D.C.’s rich experiences make it a compelling choice for a retirement destination.

Montana

Our Rating: 8.5/10

Montana offers breathtaking natural beauty and a peaceful environment for retirees. Known for its majestic mountains and wide-open spaces, it invites exploration and adventure. Glacier National Park is a crown jewel for outdoor fans, offering hiking trails with stunning views. Picture-perfect landscapes and calm lakes await those who venture here.

Bozeman is a lively town with a mix of culture and history. Its art galleries and charming streets offer a unique blend of old and new. Farmers’ markets and local shops create a sense of community. For a dash of western charm and a warm welcome, Montana is a wonderful choice.

Texas

Our Rating: 8.9/10

Texas is a dazzling choice for retirees. With its warm, semi-tropical climate, the state promises sun-filled days perfect for exploring the outdoors. Nature lovers can enjoy hiking in Big Bend National Park or birdwatching along the Gulf Coast. Cities like Austin and San Antonio offer vibrant cultural scenes. Music festivals and historical sites keep life exciting. Foodies can indulge in famous Texas barbecue or sample street tacos from local food trucks.

For those who prefer a quieter pace, there are charming small towns full of friendly faces and local events. Texas’s tax-friendly policies for retirees make the state even more appealing, offering financial ease to enjoy all these activities and more.

Georgia

Our Rating: 7.8/10

Georgia offers a delightful mix of comfort and charm for retirees. The state is known for its warm hospitality and rich history. This makes it a popular choice. Retirees can enjoy golf in Augusta or explore the coastal delights of Savannah. Each area provides a unique experience. The charming streets of Savannah promise fascinating historical tours.

Explore beautiful parks or relax on shaded benches under the sprawling oaks. In Atlanta, retirees can indulge in world-class dining and cultural events. The city’s vibrant arts and music scene add to its allure. Nature lovers will enjoy the scenic beauty of the Blue Ridge Mountains. They provide hiking trails and breathtaking views. Georgia’s variety of experiences makes it a favored retreat for those seeking relaxation and exploration.

Tennessee

Our Rating: 8.4/10

Tennessee is a fantastic spot for those looking to enjoy their retirement years. It offers the rich musical heritage of Nashville, where visitors can explore the Country Music Hall of Fame or catch a live performance at the Grand Ole Opry. In the Great Smoky Mountains, there are endless hiking trails with stunning views.

For those who love the arts, Knoxville boasts a vibrant cultural scene with galleries, theaters, and festivals throughout the year. Retirees can also enjoy the laid-back charm of Chattanooga. There, they can stroll along the Tennessee Riverwalk or visit the beautiful Tennessee Aquarium. The state’s blend of cultural experiences and natural wonders is perfect for retirees seeking an active and fulfilling lifestyle.

Oregon

Our Rating: 5.6/10

Oregon is a state of diverse landscapes and inviting experiences. Retirees can explore its picturesque coastlines with dramatic cliffs and sandy beaches, perfect for long walks and watching sunsets. The state’s wine country offers lush vineyards and wineries where one can enjoy tastings against stunning backdrops.

In the heart of the city, Portland offers vibrant cultural experiences. Explore its quirky shops, visit the famous Powell’s City of Books, or enjoy the flourishing food scene. For those who love nature, the Columbia River Gorge provides breathtaking views and trails ideal for hiking. Retirement in Oregon means access to both natural beauty and cultural richness.

New York

Our Rating: 7.9/10

New York is a state with diverse experiences for retirees. In New York City, they can enjoy world-class Broadway shows, visit iconic landmarks like the Statue of Liberty, or stroll through Central Park. The city’s vibrant energy and cultural richness offer endless opportunities for exploration.

Beyond the city, New York has beautiful natural landscapes perfect for relaxation. The Finger Lakes region is famous for its wineries, offering scenic views and delightful tastings. In the Adirondacks, retirees can enjoy outdoor activities like hiking and fishing amid stunning mountain scenery. For a more quaint experience, Sleepy Hollow provides charming small-town vibes with a touch of history and folklore.

Utah

Our Rating: 9.3/10

Utah is a paradise for retirees seeking adventure and serenity. From the red rock landscapes of Arches National Park to the tranquil waters of the Great Salt Lake, there’s something for everyone. The state’s stunning national parks offer breathtaking views and endless opportunities for hiking and exploration.

In addition to its natural beauty, Utah boasts vibrant cities like Salt Lake City, offering diverse dining options and cultural attractions. Retirees can enjoy performances at the Utah Symphony or explore the rich history at the Utah Museum of Fine Arts. The community atmosphere and excellent public health services make Utah a prime destination for retirees eager to enjoy a fulfilling, active lifestyle.

Maine

Our Rating: 8.5/10

Maine offers a charming coastal vibe with picturesque views and refreshing sea breezes. Retirees can enjoy the beauty of Acadia National Park, where trails lead through lush forests and up to stunning mountain views.

Portland buzzes with delightful shops and seafood delights, perfect for an afternoon outing. Folks who love art and history will find plenty to explore in the local galleries and museums. From sailing along the coast to discovering quiet, quaint fishing villages, Maine promises a peaceful retreat with adventures around every corner. For those who appreciate nature, a visit to the scenic lighthouses reinforces why Maine is such a beloved destination.

Nevada

Our Rating: 8.5/10

Nevada is a dream destination for retirees seeking sunshine and vibrant city life. Las Vegas offers a dazzling array of shows, world-class restaurants, and lively casinos. It’s a place where there is always something happening. For those who love the outdoors, Nevada is a paradise. Lake Tahoe’s shimmering blue waters are perfect for boating, fishing, and swimming. The surrounding mountains offer hiking and skiing adventures for nature lovers.

Reno, known as “The Biggest Little City in the World,” provides a lively cultural scene. Here, one can explore art galleries, music festivals, and fine dining. Nevada’s landscapes and entertainment options make it an exciting and dynamic place to retire.

Wisconsin

Our Rating: 7.5/10

Wisconsin is a delightful choice for retirees, offering a vibrant mix of activities and scenic beauty. Outdoor enthusiasts will find a paradise here, with opportunities for fishing, hiking, and boating on its picturesque lakes. The state parks offer trails that wind through lush forests, perfect for those who love nature’s tranquility.

For those interested in culture, Wisconsin’s cities like Madison and Milwaukee are worth exploring. They are dotted with museums, theaters, and art galleries. The local festivals celebrate everything from cheese to music, providing a chance to mingle with friendly locals. Whether it’s savoring fresh cheese curds or attending a lively festival, Wisconsin is full of experiences that appeal to adventurous retirees.

From affordable living and quality healthcare to pleasant climates and vibrant communities, the best U.S. states to retire in offer a range of benefits tailored to your ideal lifestyle. No matter your priorities, there’s a welcoming place ready to support your next chapter in comfort and fulfillment.