Least Expensive US States To Live

Exploring affordable places to live can reveal hidden gems across the United States that offer both charm and practicality. Many states provide a perfect blend of affordable living and unique experiences, appealing to those seeking a budget-friendly lifestyle without compromising on quality.

This article highlights 35 states where the cost of living is lower, offering alternatives for anyone looking to stretch their dollar further while enjoying varied landscapes and cultures. Whether it’s lush greenery, rich history, or the promise of a quieter pace, these states offer something for everyone.

West Virginia

Our Rating: 8.5/10

West Virginia is celebrated for its affordable living costs, making it an attractive choice for budget-conscious individuals. It combines low living expenses with the Appalachian charm. Adventure seekers will love the state’s stunning landscapes. The Appalachian Mountains offer hiking trails and scenic views. Whitewater rafting on the New River is a thrilling experience for outdoor enthusiasts.

The culture is rich and vibrant, too. Small towns boast local festivals and historical sites. In autumn, the foliage transforms into a colorful tapestry, drawing visitors to mountain roads and charming inns. Whether exploring nature or enjoying local events, West Virginia offers a warm welcome and an affordable lifestyle.

Kansas

Our Rating: 8.5/10

Kansas is a hidden gem for those looking for affordability and adventure. In Kansas City, visitors can explore lively neighborhoods filled with great restaurants and music venues. History buffs will enjoy the rich stories at the Kansas State Capitol in Topeka, where guided tours offer fascinating insights.

Outdoor enthusiasts find joy in the serene landscapes of the Flint Hills. This area is perfect for hiking and enjoying the peaceful prairies. At the Tallgrass Prairie National Preserve, visitors can experience the beauty of undisturbed grasslands and the diverse wildlife that thrives there. Kansas offers a unique blend of culture, history, and natural beauty, making it an exciting place to visit or call home.

Oklahoma

Our Rating: 8.5/10

Oklahoma stands out for its affordability and adventurous spirit. With a cost of living lower than the national average, residents find it more economical to enjoy the state’s vast landscapes and vibrant culture. Housing is particularly budget-friendly, inviting newcomers to explore new beginnings here.

The state offers outdoor enthusiasts numerous activities. They can wander through the picturesque Wichita Mountains Wildlife Refuge or enjoy scenic hikes at Black Mesa. City dwellers might revel in the bustling arts scene in Tulsa, exploring local galleries and music venues. Events like the Oklahoma City Festival of the Arts provide plenty of entertainment, featuring local talent and unique cuisine.

Mississippi

Our Rating: 8.6/10

Mississippi stands out as the most affordable state in the US. Its cost of living is impressively low, making it a top choice for budget-conscious individuals and families. Housing costs are notably cheap, offering a wide range of options without breaking the bank.

The Magnolia State is rich in cultural heritage, offering vibrant music scenes, especially in places like Tupelo, the birthplace of Elvis Presley. Visitors can explore blues music history and enjoy lively performances throughout the state. Outdoor enthusiasts will love the scenic beauty of the Mississippi River and the lush landscapes perfect for hiking and fishing.

Arkansas

Our Rating: 8.5/10

Arkansas beckons with its affordability and charm. Known as The Natural State, it’s perfect for nature lovers. Hot Springs National Park offers scenic trails and relaxing hot springs. Little Rock, the capital, vibrates with cultural richness. The River Market District buzzes with eateries and shops, while the Arkansas Arts Center showcases a vibrant art scene.

Outdoor enthusiasts will love the Ozark Mountains for hiking and the Buffalo River for canoeing adventures. Add to the mix historic sites like the Ozark Folk Center, where visitors can experience traditional crafts and music. Arkansas offers a mix of excitement and tranquility, making it an appealing place to explore or settle down.

Alabama

Our Rating: 8.5/10

Alabama is one of the most affordable states in the U.S., making it an attractive place to live. With its low cost of living, residents can enjoy a comfortable lifestyle without breaking the bank. The state’s blended charm of southern hospitality and vibrant history provides plenty to explore.

Visitors and residents alike can revel in Alabama’s natural beauty. The beaches along the Gulf Coast offer stunning views and opportunities for fishing, boating, and sunbathing. Further inland, the rolling hills and forests provide endless trails for hiking and outdoor adventures. Birmingham, a lively city, boasts a rich culture with museums, art galleries, and theaters. For those looking for something peaceful, Huntsville blends technology and nature with its botanical gardens and space centers.

Missouri

Our Rating: 8.5/10

Missouri offers a blend of vibrant city life and serene landscapes at a low cost. St. Louis is a hub for culture, with world-class museums and the iconic Gateway Arch. Visitors can enjoy live music, delicious barbecue, and local art scenes.

In Kansas City, jazz music fills the air. It’s known for its lively farmers’ markets and beautiful parks, perfect for a leisurely stroll. The Ozarks provide breathtaking views and endless opportunities for hiking, fishing, and boating. Small towns offer charming shops and cozy diners, making for delightful weekend getaways. Missouri combines affordability with rich cultural and natural experiences, creating a special place to call home or to visit.

Iowa

Our Rating: 8.5/10

Iowa offers affordable living with a friendly community vibe. Known for its inexpensive housing market, it provides an opportunity for homeownership without breaking the bank. This state invites you to explore its lush state parks, where scenic hiking trails and picnics by peaceful lakes await.

Visitors often find joy in Des Moines’ vibrant art scene, providing diverse cultural events and galleries. Agricultural fairs across Iowa celebrate its rich farming heritage, offering family fun with local food and exciting rides. Small towns, each with distinct charm and history, greet travelers warmly. In Iowa, life is uncomplicated yet rich in experiences.

Tennessee

Our Rating: 8.5/10

Tennessee is known for its vibrant culture and affordable living. The Great Smoky Mountains offer breathtaking views and hiking trails for nature lovers. In Nashville, music enthusiasts can explore the rich history of country music at the Country Music Hall of Fame.

Memphis offers a musical journey as well, where visitors can enjoy the birthplace of blues on Beale Street. For those who love adventure, Tennessee’s rivers and lakes provide excellent spots for kayaking and fishing. Historical sites like the Hermitage, Andrew Jackson’s former home, provide intriguing glimpses into America’s past. Exploring local cuisine is a must, with authentic Southern barbecue and other delights waiting to be savored.

Georgia

Our Rating: 8.7/10

Georgia offers a charming mix of southern hospitality and affordable living. Known for its lush landscapes, visitors can explore the enchanting trails of the Appalachian Mountains. These hiking paths offer breathtaking views and a refreshing escape into nature.

In the bustling city of Atlanta, residents and tourists alike can enjoy a vibrant arts scene. The High Museum of Art hosts stunning exhibits, while the Georgia Aquarium mesmerizes with its diverse marine life. Nearby, Savannah enchants with its historic squares draped in Spanish moss. Stroll along River Street for delightful shops and riverside views.

Ohio

Our Rating: 8.5/10

Ohio offers an affordable lifestyle with a mix of urban and rural experiences. The state’s homes are reasonably priced, making it an attractive destination for newcomers. For outdoor lovers, Ohio is a paradise. Explore the stunning landscapes of the Hocking Hills, where hiking trails wind through caves and waterfalls. City explorers can dive into Cleveland’s rich culture, visiting the Rock and Roll Hall of Fame.

Food enthusiasts will enjoy the vibrant culinary scene in Cincinnati’s Over-the-Rhine district. Here, historic architecture blends with modern eateries that serve a variety of delicious dishes. Whether it’s attending a festival or visiting unique museums, Ohio has something exciting for everyone.

Michigan

Our Rating: 8.5/10

Michigan offers a stunning mix of natural wonders and vibrant cities. Its vast landscapes include the breathtaking shores of the Great Lakes, providing endless opportunities for water sports like kayaking and boating. Visitors can explore the dynamic cities of Detroit and Grand Rapids, bursting with cultural and historical treasures. Detroit’s revitalized downtown is home to fascinating museums, music, and a lively art scene.

Meanwhile, Grand Rapids boasts charming breweries and a friendly atmosphere, ideal for a leisurely stroll. For outdoor enthusiasts, Michigan’s national parks and scenic trails promise unforgettable adventures. Hiking in the Upper Peninsula or exploring Sleeping Bear Dunes will captivate nature lovers with their unspoiled beauty. Michigan’s diverse attractions make it a unique destination for all.

Illinois

Our Rating: 7.5/10

Illinois offers a mix of urban excitement and natural beauty, with a cost of living that remains reasonable. Cities like Chicago provide rich cultural experiences. Enjoy world-class museums, dynamic theater scenes, and vibrant neighborhoods brimming with cuisine from every corner of the world.

Beyond the cityscape, Illinois’ lush landscapes invite exploration. Starved Rock State Park presents scenic hiking trails and waterfalls. Meanwhile, the serene shores of Lake Michigan offer an oasis for beachgoers and water sports enthusiasts. Illinois boasts charming small towns with local flavor. Explore Galena’s historic streets or marvel at the stunning architecture in Oak Park.

Pennsylvania

Our Rating: 8.1/10

Nestled in the heart of the Northeast, Pennsylvania offers a rich blend of history and nature. The state is home to vibrant cities like Philadelphia and Pittsburgh. In Philadelphia, visitors can explore the iconic Liberty Bell and Independence Hall, where the Declaration of Independence was signed.

For nature lovers, the Pocono Mountains offer endless outdoor adventures. Hiking through the lush trails or fishing in serene lakes provides a perfect escape. Pennsylvania is also known for its charming small towns. Lancaster County invites visitors to experience Amish culture with its picturesque farms and handcrafted goods. Meanwhile, the bustling cityscapes provide endless dining and entertainment options. Whether in the countryside or urban centers, Pennsylvania provides diverse experiences for every traveler.

Wyoming

Our Rating: 8.3/10

Wyoming, a state known for its wide-open spaces and natural beauty, is one of the more affordable places to live in the U.S. It offers both economic value and everyday adventure. Residents enjoy no personal or corporate income tax, which makes financial life easier.

Nature lovers can explore Yellowstone and Grand Teton National Parks. These iconic parks offer activities like hiking through rugged trails or witnessing the Old Faithful geyser. For a taste of local culture, residents can experience the rodeo in Cody or visit the outdoor art displays in Jackson. In winter, skiing down the snowy slopes of Jackson Hole is a favorite pastime.

Minnesota

Our Rating: 8.5/10

Minnesota is a haven of natural beauty and vibrant city life. The Land of 10,000 Lakes offers endless opportunities for outdoor enthusiasts. In the summer, residents and visitors can enjoy boating, fishing, and swimming in the pristine lakes.

During the chilly winters, snow-covered landscapes transform Minnesota into a snowy playground. People flock to the trails for skiing and snowboarding adventures. In towns like Duluth, the sight of Lake Superior framed by snow-capped hills is breathtaking. Minneapolis, the state’s largest city, delights with its arts and music scenes. Visit the Walker Art Center for a dose of contemporary art. Enjoy live performances at venues around and immerse in the city’s creative pulse.

Montana

Our Rating: 5.5/10

Montana offers stunning natural beauty with vast landscapes that invite exploration. Home to Glacier National Park, visitors can hike scenic trails or watch wildlife in their natural habitat. The sight of majestic mountains and pristine lakes creates an unforgettable backdrop.

In Big Sky Country, outdoor enthusiasts can enjoy skiing in the winter and rafting in the summer. Fishing is popular in the state’s many rivers and lakes, providing ample opportunities to catch trout against a picturesque setting. While housing tends to be less affordable, the state’s charming small towns offer a rich cultural experience.

New Mexico

Our Rating: 8.1/10

New Mexico, the Land of Enchantment, offers vibrant culture and stunning landscapes at a low cost. Explore the breathtaking beauty of White Sands National Park, where miles of gypsum sand dunes stretch out under a vast blue sky. In Santa Fe, visitors can immerse themselves in rich art and history. The city is famed for its adobe architecture and lively arts scene.

Wander through its art galleries or experience the thrill of its bustling markets. Outdoor enthusiasts will love hiking in the rugged wilderness of the Gila National Forest. The soaring mountains and deep canyons promise endless adventures. From the alien landscapes of the Bisti Badlands to the vibrant streets of Albuquerque, New Mexico captivates with its unique charm.

South Carolina

Our Rating: 8.6/10

South Carolina offers a blend of affordable living and vibrant culture. Housing costs are a highlight, providing residents with many options. This state has charming coastal towns like Charleston, where cobblestone streets lead to boutique shops and historic sites. Visitors and locals can enjoy the beautiful beaches, offering endless opportunities for sunbathing and relaxing by the ocean.

Inland, the state features lush forests and rolling hills perfect for hiking and exploring. The Blue Ridge Mountains are ideal for outdoor enthusiasts seeking adventure. Whether it’s tasting fresh seafood at a local eatery or attending lively festivals, South Carolina provides many experiences that make it an attractive and budget-friendly place to live or visit.

Kentucky

Our Rating: 8.2/10

Nestled in the heart of the United States, Kentucky offers a delightful mix of affordability and charm. Known for its bluegrass music and horse racing, the state invites everyone to explore its scenic landscapes and vibrant culture. Visitors can experience thrilling horse races at the famous Churchill Downs or enjoy the soothing sounds of bluegrass music at local festivals.

Kentucky’s natural beauty is highlighted by its widespread rolling hills and extensive cave systems. Mammoth Cave National Park provides endless opportunities for adventurous cave tours and hiking trails that showcase breathtaking views. Kentucky’s rich history and welcoming communities make it an inviting destination for those seeking both relaxation and adventure.

Indiana

Our Rating: 8.5/10

Indiana offers a mix of affordability and excitement. With living costs below the national average, it’s a great place to stretch your dollar. In Indianapolis, she can explore the thrilling Indianapolis Motor Speedway, where races blend speed and history, offering a heart-pounding experience.

Beyond the tracks, Indiana is dotted with natural beauty. People can enjoy hiking in the lush landscapes of Brown County State Park. The vibrant fall foliage paints an unforgettable picture, inviting everyone to escape the city bustle and embrace tranquility. Local cuisines tempt every palate, with hearty Midwestern dishes readily available. They might enjoy a tender pork tenderloin sandwich or a refreshing Indiana sweet corn at countless small-town diners.

Louisiana

Our Rating: 8.3/10

Louisiana is known for its vibrant culture and affordable cost of living. It ranks highly for utility costs and groceries, offering great savings. Visitors can explore the lively city of New Orleans, famous for its music and festivals like Mardi Gras. The French Quarter offers a unique mix of history, jazz, and delicious Cajun cuisine.

In the heart of Baton Rouge, nature lovers can enjoy the scenic Mississippi River. This area provides excellent opportunities for outdoor activities, such as hiking along the riverbanks and enjoying the views. Additionally, the swamps and bayous are perfect for adventurous airboat rides, providing an exciting glimpse of Louisiana’s unique wildlife. Traveling through Louisiana, one can also experience charming small towns, each with its own slice of history.

Nebraska

Our Rating: 8.3/10

Nebraska offers a surprisingly affordable cost of living with plenty to see and experience. Known as the Cornhusker State, it boasts vast open spaces and welcoming towns. Outdoor enthusiasts can explore the scenic trails and dramatic landscapes of Scotts Bluff National Monument. Meanwhile, the city of Lincoln is perfect for history buffs, home to the beautiful capitol building and fascinating museums.

For those seeking adventure, the Sandhills are a must-visit destination. This unique region showcases rolling hills, winding rivers, and abundant wildlife, ideal for hiking and camping. Nebraska invites visitors to enjoy its charms while living affordably.

North Carolina

Our Rating: 8.5/10

North Carolina is a place where Southern charm meets vibrant landscapes. The state offers affordability without losing its warmth and appeal. Costs are lower than the national average, which makes it an attractive place to call home. In the city of Asheville, nature lovers can explore the stunning Blue Ridge Mountains. Hiking trails, waterfalls, and scenic overlooks provide endless adventures.

For a splash of city life, Raleigh offers museums, parks, and lively music scenes. It’s a perfect mix of culture and fun. Whether exploring the great outdoors or soaking up city vibes, North Carolina provides a balance of activity and relaxation that’s hard to resist.

Texas

Our Rating: 8.4/10

Texas stands out as a state with no income tax and affordable housing. The vibrant cities offer a mix of culture, history, and adventure. Explore the lively streets of Austin with its music festivals and eclectic food scene. He can wander through San Antonio’s historic River Walk, where charming cafes and colorful shops line the riverfront. Each city in Texas offers its own unique experience.

The wide-open landscapes of places like Big Bend National Park allow her to dive into hiking and camping under starlit skies. Texas is a place of diverse experiences, from rodeos in Fort Worth to beach days in Galveston, offering something for everyone.

Florida

Our Rating: 8.5/10

Florida is a vibrant state with plenty to offer. From the sandy shores of Miami Beach to the enchanting Everglades, there’s never a dull moment. Explore the art deco architecture in Miami or soak in the lively atmosphere of Orlando’s theme parks.

The sunshine state is famous for its diverse wildlife and natural beauty. Visitors can journey through the Everglades, spotting alligators and rare birds. For a more laid-back experience, the Florida Keys offer turquoise waters and stunning sunsets. Cities like Tampa and Jacksonville boast rich cultural scenes with museums, theaters, and music. Whether lounging on a beach or exploring vibrant cityscapes, Florida’s mix of activities makes it a popular choice for many.

Virginia

Our Rating: 7.8/10

Virginia boasts a diverse mix of urban and rural landscapes, making it an appealing option for many. Those living in Virginia enjoy the Blue Ridge Mountains’ breathtaking views. Hiking, camping, and photographing nature are popular activities here.

The state is rich in history, with places like Colonial Williamsburg. Visitors can experience life in the 18th century and learn about the Revolutionary War. In cities like Richmond, the fusion of art, culture, and history creates a vibrant atmosphere. Museums, street art, and cafes add to the charm. Virginia Beach offers sandy shores and water sports, perfect for sunny getaways.

Colorado

Our Rating: 7.3/10

Colorado is known for its majestic Rocky Mountains and breathtaking landscapes. Visitors flock to cities like Denver and Boulder, where hiking and biking trails promise endless adventure. In winter, ski enthusiasts hit the slopes in places like Aspen and Vail. These resorts offer pristine snow and a vibrant après-ski culture.

During warmer months, activities like rafting, fishing, and camping take center stage. The state’s national parks, such as Rocky Mountain National Park, provide stunning views and wildlife sightings. For those interested in culture, Denver’s art galleries and museums offer rich experiences. Plus, the culinary scene is diverse, with farm-to-table dining and craft beer breweries.

Idaho

Our Rating: 7.5/10

Idaho, known as the Gem State, offers a blend of affordable living and natural beauty. With its wide-open spaces, it provides a home for those who love the great outdoors. The state boasts countless hiking trails, perfect for weekend adventures and scenic views that stretch for miles.

Adventure seekers can enjoy the thrill of white-water rafting on the Salmon River. It’s a heart-pounding experience that lets you get up close with nature. In the winter, skiing enthusiasts flock to Sun Valley, where pristine slopes await. Whether you’re hitting the winter snow or summer trails, Idaho is a destination for anyone with a love for the great outdoors.

Nevada

Our Rating: 8.1/10

Nevada offers a blend of affordable living and exciting attractions. Known for its vibrant nightlife, Las Vegas dazzles with its neon lights and world-famous casinos. Beyond the Strip, Red Rock Canyon offers stunning hiking trails with breathtaking views. Reno, another gem, provides a rich arts and culture scene. Visitors can explore museums and galleries, taking in local art and history.

The nearby Lake Tahoe invites outdoor enthusiasts to enjoy skiing in winter and water sports in summer. Locals and tourists alike enjoy dining in Nevada. From lavish buffets to charming diners, the state’s culinary scene satisfies every taste bud. With its affordable lifestyle and diverse experiences, Nevada truly captivates all who venture there.

Arizona

Our Rating: 7.5/10

Arizona offers a blend of affordability and adventure. It boasts stunning landscapes like the majestic Grand Canyon, perfect for hiking enthusiasts. Visitors can also explore the beautiful red rocks of Sedona, which offer spectacular views, perfect for photography or a relaxing picnic.

The bustling city of Phoenix is not just about its desert vibes. It offers cultural experiences like the Heard Museum, showcasing Native American art and history. For those who enjoy stargazing, the clear night skies of Flagstaff are ideal. This state invites anyone who’s ready to discover adventure without breaking the bank.

Wisconsin

Our Rating: 7.9/10

Wisconsin offers a blend of natural beauty and small-town charm, making it an attractive place for those seeking affordability and a relaxed lifestyle. Known as “America’s Dairyland,” it is filled with lush landscapes and friendly communities. In the heart of Wisconsin, Madison’s vibrant cultural scene invites exploration. With its picturesque lakes and lively events, it is a hub for students and families alike.

Venturing north, the serene beauty of Door County awaits. From hiking trails to charming boutiques and wineries, it promises endless adventures. By the shore of Lake Michigan, Milwaukee bursts with life. Here, visitors can enjoy lively festivals, rich breweries, and a variety of culinary delights.

Washington

Our Rating: 6.5/10

Washington may not be the cheapest state to live in, but it offers plenty of excitement and beauty. The state is known for its diverse landscapes, from the coastal beaches to majestic mountains. Visitors can explore Mount Rainier National Park, where trails wind through meadows full of wildflowers. The view from the top is breathtaking, with views stretching for miles.

In Seattle, the iconic Space Needle offers a panoramic view of the cityscape and beyond. The Pike Place Market buzzes with life, showcasing fresh seafood and artisan goods. Outdoor enthusiasts can enjoy hiking, skiing, and kayaking in the stunning Olympic National Park. Its lush rainforests and serene lakes provide endless adventures for all ages.

Oregon

Our Rating: 7.5/10

Oregon is known for its stunning natural beauty and diverse landscapes. Visit the dramatic coastline where you can explore tide pools and majestic sea stacks at Cannon Beach. The forests are lush and perfect for hiking adventures. Trails lead to beautiful waterfalls, such as Multnomah Falls, which is a must-see for nature lovers.

In the city, Portland is vibrant and full of life. Enjoy its quirky cafés and lively arts scene. Visitors can stroll through the famous Saturday Market or explore Powell’s City of Books. The city’s food scene is a highlight, offering everything from food trucks to fine dining options. Oregon offers a rich mix of experiences for those seeking both adventure and relaxation.

California

Our Rating: 8.5/10

California, known for its vibrant culture and diverse landscapes, offers an array of activities. From exploring the bustling streets of Los Angeles to surfing the waves of its famous beaches, there is something for everyone. In the north, the majestic Redwoods stand tall, offering serene hikes and unforgettable scenery. Meanwhile, the iconic Golden Gate Bridge in San Francisco presents breathtaking views and photographic opportunities.

Wine lovers can indulge in the lush vineyards of Napa Valley, where exquisite tastings await. For those drawn to the desert, the awe-inspiring landscapes of Joshua Tree promise adventure and wonder. Whether you are a nature enthusiast or a city lover, California beckons with endless possibilities.

Living affordably in the U.S. is possible, especially in states where housing, utilities, and everyday expenses remain well below the national average. Whether you’re relocating for work, retirement, or a fresh start, these budget-friendly states offer both economic relief and a high quality of life.