Who are the Chase Ultimate Rewards Transfer Partners?

Sipping espresso in a Parisian café, unwinding in a beachfront suite in Maui, or reclining in a business-class seat bound for Tokyo can be a reality without spending thousands of dollars. For travelers who know how to leverage Chase Ultimate Rewards®, these experiences are well within reach. More than just a loyalty program, Chase Ultimate Rewards® opens the door to a smarter, more luxurious way to travel, offering access to experiences that once seemed reserved for only the privileged few.

The true advantage comes from Chase’s impressive network of transfer partners. With the right credit card and a thoughtful strategy, points can be transformed into flights, hotel stays, and unforgettable adventures around the world. Learning how to maximize these partnerships is the key to turning every point into an extraordinary travel opportunity.

Why Chase Ultimate Rewards® Is a Traveler’s Best Friend

Many rewards programs restrict you to redeeming points at fixed values, often making it difficult to get maximum value. Chase Ultimate Rewards® stands apart because it offers flexible options. You can redeem points for cash back, gift cards, or purchases through the Chase Travel portal. However, the most powerful option by far is transferring your points to one of Chase’s 14 airline and hotel partners.

Each point transferred to a partner loyalty program holds the potential to unlock dramatically higher value. Rather than a static value of one cent per point, you could see two, three, or even more cents in value depending on how you use your rewards. The magic happens when you match your points with the right partner, the right route, and the right timing.

Which Chase Cards Allow You to Transfer Points?

To access the world of Chase transfer partners, you must carry one of three specific Chase cards. These are:

• Chase Sapphire Preferred® Card
• Chase Sapphire Reserve® Card
• Ink Business Preferred® Credit Card
  

Only these cards allow direct transfers to airline and hotel partners. If you hold other Chase cards, like the Freedom Flex® or Freedom Unlimited®, you can still combine your points with a qualifying card and then transfer. This opens the door for savvy travelers to build a powerful, flexible points strategy by pairing multiple Chase cards.

Meet the 14 Chase Ultimate Rewards® Transfer Partners

Chase’s 14 transfer partners include 11 airlines and 3 hotel chains. Each transfer is made at a straightforward 1:1 ratio, meaning one Chase point becomes one partner point or mile. Let us explore who these partners are and what makes each one special.

The Airline Transfer Partners

Chase partners with airlines across major global alliances, giving you access to almost every corner of the world.

JetBlue TrueBlue

JetBlue’s program is simple and customer-friendly. Points directly correlate to the cash price of a ticket, generally yielding about 1.5 cents per point. While you may not find wild redemption multipliers, JetBlue offers reliability and value, especially for domestic flights within the United States.

Virgin Atlantic Flying Club

Virgin Atlantic’s program is full of hidden gems. NerdWallet values Flying Club points at 1.4 cents each. While flying Virgin Atlantic itself can be a good deal, the real value often lies in booking partners like Delta or ANA for international business-class awards.

Southwest Airlines Rapid Rewards

Southwest offers easy-to-use points with flexible booking policies. Rapid Rewards points average 1.3 cents each. With no blackout dates and two free checked bags on every flight, Southwest is a favorite for U.S. domestic travelers.

British Airways Avios

British Airways’ Avios program unlocks tremendous value on short-haul flights. Redemptions start at just 4,500 Avios, and you can use them on American Airlines or Alaska Airlines for domestic trips. They are also fantastic for hopping between Caribbean islands.

United Airlines MileagePlus

United miles are valued at around 1.2 cents each and offer access to Star Alliance partners like Lufthansa, Swiss, and ANA. MileagePlus has no blackout dates for awards but be aware that partner awards can require more miles.

Air Canada Aeroplan

Aeroplan points are valued at 1.1 cents each. Air Canada’s program has been revamped to offer generous routing flexibility, low fees, and the ability to add stopovers for a small extra mileage cost, making complex international trips a great value.

Singapore Airlines KrisFlyer

Singapore Airlines’ KrisFlyer program is the only way to book its famed suites class using points. For travelers seeking luxury, KrisFlyer offers excellent opportunities, especially for flights to Europe, Southeast Asia, and Hawaii.

Air France-KLM Flying Blue

Flying Blue has dynamic pricing, but monthly Promo Rewards can unlock heavily discounted award flights. Flights between the United States and Europe during promotions are a fantastic deal, often costing fewer miles than competitors.

Iberia Plus

Iberia Plus offers sweet spots for business-class flights between the United States and Europe. Flights from the East Coast to Madrid can sometimes be booked for as little as 34,000 Avios each way.

Emirates Skywards

While Emirates Skywards redemptions in economy can be underwhelming at around 0.6 cents per mile, transferring points for a business or first-class award can offer luxurious value. Think private suites and onboard bars.

Aer Lingus AerClub

AerClub uses Avios like British Airways and Iberia. It can be another route to inexpensive award flights between North America and Ireland or even on other Oneworld partners.

The Hotel Transfer Partners

Chase also partners with three hotel loyalty programs. Though hotel transfers are often not as valuable as airline redemptions, there is one standout option.

World of Hyatt

Hyatt is the shining star among Chase hotel partners. NerdWallet values Hyatt points at 2.2 cents each, and Hyatt’s published award chart allows for predictable planning. Award nights start at just 3,500 points, making your Ultimate Rewards® go farther than almost any other option.

Marriott Bonvoy

Marriott Bonvoy offers access to over 7,000 hotels globally. However, Bonvoy points are generally worth less than Chase points when transferred. Only transfer to Marriott when you find exceptional deals or need to top off an account for a specific redemption.

IHG One Rewards

IHG points offer the lowest value among Chase partners at around 0.5 cents each. Transfers to IHG only make sense in rare cases where you find a fantastic redemption opportunity or need a few extra points.

How to Transfer Chase Points to Partners

Transferring Chase points is simple but requires careful planning because all transfers are irreversible.

1. Log into your Chase account.
2. Navigate to the “Redeem Rewards” dashboard.
3. Select “Transfer to Travel Partners.”
4. Choose the partner and link your loyalty program account if necessary.
5. Select the number of points to transfer, in 1,000-point increments.
6. Confirm the transfer.

While some transfers are nearly instant, others can take several business days. Always check availability before initiating a transfer to avoid losing out on an award ticket or hotel room.

How to Maximize the Value of Your Ultimate Rewards®

Simply transferring points is not enough. To truly maximize value, you must compare how many points you would spend versus the cash price of the flight or hotel.

For example, using 25,000 points for a Hyatt hotel room that costs $600 cash yields a redemption value of 2.4 cents per point. That is a fantastic return, far superior to the fixed redemption value you would get booking through the Chase Travel portal.

Similarly, a business-class flight that retails for $5,000 but can be booked for 100,000 Virgin Atlantic miles gives you five cents per point in value, turning an aspirational flight into a tangible reality.

Strategic Tips for Ultimate Rewards® Pros

To become a true Chase Ultimate Rewards® master, consider stacking multiple Chase cards. Each card offers bonus points for different spending categories, allowing you to turbocharge your earning potential.

For example, use:

• Freedom Flex® for grocery stores and quarterly 5x categories
• Sapphire Preferred® for dining and travel
• Ink Business Cash® for internet, phone, and office supplies

You can pool all these points into your Sapphire account and then transfer them to travel partners. This method amplifies your earning rates and dramatically expands your travel opportunities.

Your Points, Your Passport

Chase Ultimate Rewards® is more than a points program. It is a key that opens the doors to the world. With 14 incredible airline and hotel partners, every point you earn has the potential to take you further than you ever imagined.

From boutique hotels in Paris to tropical retreats in the Maldives, from first-class flights over the Atlantic to road trips across the United States, Chase points are not just a way to save money. They are a way to unlock a richer, fuller travel life.

So go ahead. Dream big. Plan boldly. Your next unforgettable journey is just a points transfer away.